| IDR External Information |
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| IDR EXTERNAL INFORMATION
Version created 15 Oct 2010
IDR EXTERNAL INFORMATION.
This IDR service is provided free of charge to you
We, Creative Mortgages Pty Ltd, believes that it is essential for our customers to be able to identify and deal with a broker who has the ability, authority and proper training to hear and respond appropriately to any complaints or disputes.
We are a member of the Mortgage & Finance Association of Australia (MFAA) and as such we are also subject to the requirement to have in place an Internal Dispute Resolution procedure.
Receiving complaints
You can lodge complaints by contacting [name], the Complaints Officer by:
?telephoning [02 9938 4388]
?e-mailing [paulq@creativemortgages.com.au]
?writing to [P O Box 7269, Warringah Mall, Brookvale NSW 2100]
or by speaking to any representative of our business who will refer you to the Complaints Officer.
You should explain the details of your complaint as clearly as you can. You may do this verbally or in writing.
When we receive a complaint, we will attempt to resolve it promptly. We hope that in this way we will stop any unnecessary and inappropriate escalation of minor complaints.
We will observe the following principles in handling your complaint:
1. there is no requirement for face-to-face contact between you and us, although it may be useful for us to come to a satisfactory resolution;
2. we expect that both parties will make a genuine attempt to resolve a complaint promptly;
3. we expect that both parties will provide all essential and relevant information, documents, written statements and any other materials that may properly and reasonably be believed to assist in resolving the complaint;
4. we expect that both parties will comply with all reasonable requests from the other party to provide information within a reasonable time frame.
Our external dispute resolution scheme
If we do not reach agreement on your complaint, you may refer the complaint to an ASIC Approved External Dispute Resolution (EDR) Scheme. Our external dispute resolution provider is COSL (Credit Ombudsmen Services Limited) phone 1800 138 422, www.cosl.com.au
External dispute resolution is a free service established to provide you with an independent mechanism to resolve specific complaints.
This summary does not comprise legal advice and we do not accept any responsibility for it.
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